So you’re looking into buying some dental coverage for your new business. Not so hard, you think, it’s pretty much the same as any medical coverage, I’ll just get a decently priced plan and I’m sure that will be fine. Not so fast. Dental insurance (any medical coverage in general) is a bit like hiring a contractor. Each plan is a bit different and finicky in its own way. Some may take forever to do a job, but when its finished everything is fantastic. Others get right to the point and are okay, but charge through the nose for speed. Of course, there is always that one contractor that’s slow and the project turns out terrible—and nobody likes that guy. Dental plans have all of these aspects you have to consider, before agreeing to coverage for your business. Not only cost, but also waiting periods, annual maximums, and more can have huge effects on what your plan means for your employees. Fear not though, nothing is ever as difficult as it may seem. You just need a referral. Your friend glen just had his kitchen redone and the contractor was great, so now you have a reliable person to hire. While Glen can’t refer you to his dental plans, In a similar way, if you examine what individual plans do, the good and the bad separate distinctly.
