Mid-State Insurance Blog

Governor Baker has ordered all businesses and organizations in Massachusetts that do not provide COVID-19 essential services to close their physical workplaces effective Tuesday, March 24, 2020 at noon.  While some businesses can continue to function by working remotely, many do not have that option.  I received a timely newsletter from our attorneys that provided some insightful information for small businesses who may be closing or drastically changing their business due to the COVID-19 pandemic and felt it was important to share with our customers.  We will make it through this, but the more thoughtful we are now may determine how successful we are in the future.   

So you’re looking into buying some dental coverage for your new business. Not so hard, you think, it’s pretty much the same as any medical coverage, I’ll just get a decently priced plan and I’m sure that will be fine. Not so fast. Dental insurance (any medical coverage in general) is a bit like hiring a contractor. Each plan is a bit different and finicky in its own way. Some may take forever to do a job, but when its finished everything is fantastic. Others get right to the point and are okay, but charge through the nose for speed. Of course, there is always that one contractor that’s slow and the project turns out terrible—and nobody likes that guy. Dental plans have all of these aspects you have to consider, before agreeing to coverage for your business. Not only cost, but also waiting periods, annual maximums, and more can have huge effects on what your plan means for your employees. Fear not though, nothing is ever as difficult as it may seem. You just need a referral. Your friend glen just had his kitchen redone and the contractor was great, so now you have a reliable person to hire. While Glen can’t refer you to his dental plans, In a similar way, if you examine what individual plans do, the good and the bad separate distinctly.

Small Business Month 2016:

With summer quickly approaching and the weather becoming nicer, it can only mean one thing - it's small business month! Each May, small businesses are recognized for their performance and dedication.

Small businesses are not only conveniently located, but they are also reliable and dedicated to serving the needs of local customers. Unlike large corporations, small businesses take the time to serve each client with respect and consideration to personalized requests.

Here at MidState Insurance, here is what we offer to our clients:

• Individualized solutions for our clients
• Experienced agents with reliable knowledge
• Friendly staff members who are ready to answer all questions