Long-term care insurance in the United States is gaining traction and becoming more popular as the life expectancy in the US is the highest it has ever been. This form of insurance provides a wide variety of services. Such services range from home care and adult day care to residential care in assisted living or nursing home facilities. With that said, long-term care is generally defined as hands-on assistance provided for an extended period of time to people (of any age, though older people are the primary users) who can't take care of themselves due to a disability, illness or a form of impairment such as Alzheimer's disease. In order to receive long-term care insurance, your physician must deem you no longer able to perform daily activities in your life. These daily activities can include eating and getting dressed.
