Farmers Almanac–Winter is coming, are you prepared?
Should your business consider Cyber Insurance? Is your confidential information at risk?
Although it’s easy to have the “it couldn’t happen to me” attitude toward security breaches and data theft threats, in reality your company can be at a higher risk then you may realize. Retailors across the country are paying closer attention to how they store and insure their data. Are you?
Not only do we share the road with fellow drivers, but we share it with our wildlife too. This can be a lethal combination. Further fuelling the accident prone combination is the increasing development of roads and loss of natural habitat that comes with our development.
Deer migration and mating season runs from October through December, this causes a dramatic increase in deer movement. The National Highway Traffic Safety Administration estimates there are approximately 1.5 million auto deer collisions per year, resulting in damage losses of around $1.5 billion USD, which works out to an average cost of $1,000 per accident. The Insurance Institute for Highway Safety (IIHS) also noted that deer-vehicle collisions in the U.S. cause about 200 fatalities annually.
|The pace of change is dramatic in all facets of society today. People are glued to their smart phones to make calls, check email, Google, Facebook, Twitter, Snapchat, Instagram, ect....businesses are starting up to meet the changing needs of an always “on” society.|
|As I sit in my office with the snow coming down (already 10 inches on the ground) I thought it would a good time to write my next blog. The Superbowl really stunk this year, unless you are a Seahawks fan. The San Francisco/Seattle NFC Championship was the game between the two best teams in the NFL. It will be interesting to see how Seattle’s young, brash and aggressive style will play out over the coming years. Do they have what it takes to be a consistent top performer or was this game a one and done performance like the 1985 Chicago Bears or 2012 Baltimore Ravens?|
|So if you recall, my insured owns a commercial property and a large national retailer wanted to rent some space from him. The potential tenant sent my insured their “standard contract” to sign. After he and his attorney read through the terms of the proposed contract, my insured wanted me to review the insurance section of the lease.|
|Owners of commercial properties are always faced with pressure to keep their buildings fully leased. After all, if a building isn't rented there isn't any revenue coming in to cover expenses. Costs like heat, lights, maintenance and so on all have to be paid regardless of occupancy. If economic times are difficult, the pressure to get and keep tenants is magnified.|
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