Got teeth? Must Know's About Dental Insurance

Posted by John Pietro on Jun 16, 2016 9:22:13 AM

 

So you’re looking into buying some dental coverage for your new business. Not so hard, you think, it’s pretty much the same as any medical coverage, I’ll just get a decently priced plan and I’m sure that will be fine. Not so fast. Dental insurance (any medical coverage in general) is a bit like hiring a contractor. Each plan is a bit different and finicky in its own way. Some may take forever to do a job, but when its finished everything is fantastic. Others get right to the point and are okay, but charge through the nose for speed. Of course, there is always that one contractor that’s slow and the project turns out terrible—and nobody likes that guy. Dental plans have all of these aspects you have to consider, before agreeing to coverage for your business. Not only cost, but also waiting periods, annual maximums, and more can have huge effects on what your plan means for your employees. Fear not though, nothing is ever as difficult as it may seem. You just need a referral. Your friend glen just had his kitchen redone and the contractor was great, so now you have a reliable person to hire. While Glen can’t refer you to his dental plans, In a similar way, if you examine what individual plans do, the good and the bad separate distinctly.

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Topics: health care, Small Business

Are health insurance co-ops really a good deal for businesses?

Posted by Paul on Jun 13, 2012 7:15:00 AM

 

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Topics: health insurance, health care, Paul's Blog, employee benefits, wellness programs

What businesses can do to control their group health insurance costs

Posted by Paul on Mar 22, 2012 6:31:00 AM

PWP_Blog_photo

When I talk with CEOs or owners about the challenges facing their business, the conversation almost always turns to the increase in their group health insurance costs. And inevitably, the question follows: What can we do to control our company's health care costs?

As author H. L. Mencken once observed, there are no simple solutions to complex problems. This insight is right on target when it comes to the health care system where costs are rising faster than inflation.. But even though there may not be a simple solution, there are strategies that can help you control costs. Here are two that can have a significant impact:

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Topics: health insurance, health care, Paul's Blog, employee benefits, Mid-State Insurance

Employee Wellness; a win-win Strategy for Businesses and their People

Posted by Paul on Jan 9, 2012 7:21:00 AM

PWP_Blog_photoIt's that time again. People are continuing to make resolutions for the new year. And, as always, topping most lists are resolutions to exercise more, lose weight, manage stress, and stop smoking.

To encourage this trend, many companies are implementing employee wellness programs. Others are using employee communications to promote the benefits of a healthier lifestyle. Whatever strategy is used, here are just a few of the many benefits that an emphasis on wellness offers to both companies and their people.

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Topics: health insurance, health care, Paul's Blog, employee benefits, wellness programs

How can Brokers Help with Health Care? Mid-State has the Answers

Posted by Paul on Jul 11, 2011 7:40:00 AM

Lately I've found myself using the term 'maze' in talking about the complexities of the health care system. That got me thinking about what a cornfield maze looks like from a couple of perspectives. Viewed from an airplane, it can be a thing of beauty. But for people trying to navigate its twists and turns, it can be an exercise in frustration. Without a guide, they can spend countless hours trying to find their way through it.  PWP_Blog_photo 

 

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Topics: health insurance, health care, Paul's Blog, health insurance broker, business insurance

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