3 Reasons Liability Limits Are Important on Your Home and Car Insurance

Posted by Jim Pietro on Feb 23, 2015 1:00:00 PM

You may think that minimum liability coverage is more than enough for you or that high liability limits are only for the rich. 

These claim examples could change your mind:

  • The insured's daughter hated math class as well as the teacher.  The daughter made several "disparaging" and false remarks about her teacher online.  The teacher sued the parents for personal injury in the amount of $1 million.
  • A 28 year-old engineer dove into a friend's above ground swimming pool, struck his head on the bottom, and as a result became a quadriplegic.  He sued both the homeowner and the pool manufacturer.  The court found the homeowner to be 60 percent responsible and the pool manufacturer to be 40 percent responsible and awarded $10,000,000.
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Topics: auto insurance, Liability, home safety, claims, home insurance

Mid-State Insurance announces new mobile app

Posted by Jim Pietro on Oct 5, 2012 10:44:36 AM

[imageeffect type="shadowreflect" style="margin: 0px 20px" width="220" height="175" align="right" shadow="shadow-small" alt="" url="http://www.midstins.com/wp-content/uploads/2010/11/jimblog.jpg" ]

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Topics: Jim's Blog, Mobile App, auto insurance, claims, Mid-State Insurance

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