I'm sure business owners on the Outer Banks of North Carolina could argue the need for business interruption coverage. The extended power outage and mandatory evacuation of all tourists is impacting business owners. A motel operator near Hatteras NC has had to refund all the motel's reservations, and has already lost tens of thousands of dollars. When told the evacuation may last two weeks she said, "People make money in summer to live through the winter. Two weeks would put us out of business." The businesses on the Outer Banks may get coverage from the company that damaged the power lines, but will it be timely enough to keep them in business?