|Identity theft is one of the biggest issues in today's economy. Credit cards, bank accounts, and social security numbers are all at the top of the list of worries for people who are concerned with, or have been affected by, identity theft. But a recent breach at insurer Anthem has resulted in personal information including name, address and social security number being stolen, along with medical numbers found on customer's health insurance cards.|
Why should you be worried about your medical information being hacked? Well, in many cases medical identity theft can result in much larger issues than your typical credit card or bank account theft; and it can be much harder to fix.
How to Protect Your Medical Info
When your medical info gets hacked, you are basically allowing someone to run-up an unlimited bill that includes prescriptions, doctor visits, medical procedures, and several other forms of medical care. So how can you protect yourself if your medical information is hacked?
- Check every EOB statement you receive: An EOB statement is the Explanation of Benefits statement that an insurer will always send after a customer receives treatment. By paying close attention to these statements you will quickly and easily be able to catch any foul play.
- Check credit reports: By consistently checking credit reports you can be sure that there are no odd medical bills listed. If anything looks unfamiliar, you will want to contact your insurer immediately.
- Look into medical identity protection: As the saying goes, it is better to be safe than to be sorry. Again, medical identity theft can cause much more damage in the long run than your typical identity theft, so taking an extra step to provide additional safety is a good idea.
- Shred any medical bills or files: This step will not help you if your insurer is hacked, but too many times people dispose of their private medical information incorrectly and it results in theft. It is still a good practice to shred all of your documents before throwing them away.
Medical identity theft may, unfortunately, be the new trend of 2015. Typically, you never think something like this will happen to you until it is too late. Please take our advice and look carefully for any mysterious charges or bills for treatments you never received. Hopefully you find these tips on how to protect your medical records after they have been hacked helpful. If you have any further questions, feel free to contact any of our representatives here at Mid-State insurance.