When I talk with CEOs or owners about the challenges facing their business, the conversation almost always turns to the increase in their group health insurance costs. And inevitably, the question follows: What can we do to control our company's health care costs?
As author H. L. Mencken once observed, there are no simple solutions to complex problems. This insight is right on target when it comes to the health care system where costs are rising faster than inflation.. But even though there may not be a simple solution, there are strategies that can help you control costs. Here are two that can have a significant impact:
It's that time again. People are continuing to make resolutions for the new year. And, as always, topping most lists are resolutions to exercise more, lose weight, manage stress, and stop smoking.
To encourage this trend, many companies are implementing employee wellness programs. Others are using employee communications to promote the benefits of a healthier lifestyle. Whatever strategy is used, here are just a few of the many benefits that an emphasis on wellness offers to both companies and their people.
|The economic challenges of the past few years have forced a growing number of companies - including many of our small business clients - to do more with less. While this may be good for productivity and the bottom line, it can have an unintended consequence - leading employees to feel overworked and underappreciated.|
|Lately I've found myself using the term 'maze' in talking about the complexities of the health care system. That got me thinking about what a cornfield maze looks like from a couple of perspectives. Viewed from an airplane, it can be a thing of beauty. But for people trying to navigate its twists and turns, it can be an exercise in frustration. Without a guide, they can spend countless hours trying to find their way through it.|
Life insurance has long been considered a cornerstone of financial planning for both individuals and families.
So when I read recently that the number of Americans with individual life insurance policies is at the lowest level in 50 years, I was surprised. I was even more surprised to learn that 30 percent of Americans have no life insurance at all.
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Topics: Paul's Blog